Regions Savings

This basic, low-fee savings account with a low opening-deposit requirement is a great way to start building a nest egg for the future.

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What you get with Regions Savings

$5 monthly fee if monthly balance requirements aren’t met

How to waive the monthly fee

$50 minimum opening deposit

Can be linked to checking for Overdraft Protection

Automatic transfer option to help you make a worry-free commitment to saving

Want to avoid the monthly fee?

Avoid the monthly fee by maintaining a minimum daily balance of $300.

Savings account details

Monthly fee
- $5 if monthly balance requirements aren't met. Please refer to Pricing Schedule for more details about the account and other fees.
- No monthly fee if you maintain a minimum daily balance of $300.
Minimum opening deposit
- $50
Excessive withdrawal/item fee:
- $3 per withdrawal or transfer in excess of three per month^[1].
Statement options
- Access to Online Statements^[2] with Regions Online Banking^[3].
Compounded daily, paid monthly on collected balances. Check rates
Can be used as Overdraft Protection for your Regions checking account.
With this account, you can get:
- 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
- Set up automatic transfers from your Regions checking account without leaving home with Regions Online Banking, Mobile Banking and 1-800-REGIONS.
- Free access to Online Banking^[3]
- Access to Mobile Banking^[4]
- Open online now.
- Make an in-branch or phone appointment now.

Manage your money with these smart solutions

Download the mobile app

Use the Regions mobile app^[5] to deposit checks to your Regions checking account.

Control your cards

Set up LockIt® card controls to customize how your debit card, credit card and prepaid Now Card® can be used.^[6]

Set up account alerts and notifications

Get account information sent directly to you via email, SMS/text message^[7] and push notifications when you set up alerts and notifications.

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and completes other requirements and earn a $50 Visa® Reward Card.

More ways to save money

We also offer CDs, money market accounts and IRAs.

Compare savings products Learn more about IRAs

Open a Regions checking account

Find the perfect checking account to make your everyday life easier. You can open an account in as little as 5 minutes.

Learn more about checking accounts

Track savings and spending with My GreenInsights budgeting tools

Setting savings goals and tracking your progress toward them has never been easier than with our exclusive online banking financial management tools in My GreenInsights.

My GreenInsights details

Looking for more information?

Find branches and ATMs near you

Make an appointment with a banker

Discover the right products for you

How do I reach my savings goal?

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Should I pay off debt or save?

Calculator
Money Saving Apps

Checklist
Is It Better to Save or Pay Off Debt?

Infographic

Transfers from one Regions account to another Regions account conducted in Regions Online Banking or Mobile Banking and automatic Overdraft Protection Transfers will not apply to this item count. We will charge you no more than six (6) Excessive Withdrawal/Item fees per month.
Online Statements requires enrollment in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but fees may apply to certain products and services offered through Mobile Banking. Your mobile carrier’s message and data fees may apply.
Mobile Banking, Text Alerts, Regions Mobile App, and Regions Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a Regions branch. Your mobile carrier's messaging and data fees may apply.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier's messaging and data fees may apply.