Money Market Account

With this basic money market account, you get access to your savings, plus you can waive the monthly fee by meeting a low minimum balance requirement.



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What you get with the Money Market Account

$12 monthly fee if monthly balance requirements aren’t met


How to waive the monthly fee

Online statements available [1]

No charge for the first six withdrawals, transfers or payments per statement period [2]

Can be linked to checking for Overdraft Protection

Want to avoid the monthly fee?

Avoid the monthly fee by maintaining a minimum daily balance of $2,500.

Money Market Account details

  • Monthly fee

    • $12 if monthly balance requirements aren’t met. Please refer to Pricing Schedule for more details.
    • No monthly fee if you maintain a minimum daily balance of $2,500. Please refer to Pricing Schedule for more details.

    Minimum opening deposit

    • $100

    Excessive withdrawal/item fee:

    • $6 per withdrawal, transfer or payment in excess of six per statement period.[2]

    Statement options

    • Access to Online Statements[1] with Regions Online Banking.[2]
  • Compounded daily, paid monthly on collected balances. Check rates

  • Can be used as Overdraft Protection for your Regions personal checking account.

  • With this account, you can get:

    • 30% discount on one safe deposit box rental with an additional 10% discount if payment is set up for auto debit from a Regions account.
    • Set up automatic transfers from your Regions checking account without leaving home with Regions Online Banking, Mobile Banking and 1-800-REGIONS.
    • Free access to Online Banking[3]
    • Access to Mobile Banking[4]

Manage your money with these smart solutions

Download the mobile app

Use the Regions mobile app[5] to deposit checks to your Regions checking account.

Get Overdraft Protection

Link your savings account and Regions checking account for Overdraft Protection.

Get a personalized plan

A personalized Regions Greenprint® plan can help you feel confident about your financial decisions.

Refer a friend, get a reward

Refer a friend who opens a new Regions personal checking account and completes other requirements and earn a $50 Visa® Reward Card.

More ways to save money

We also offer saving accounts, CDs and IRAs. Choose the best account for your savings goals.

Track savings with My GreenInsights budgeting tools

Setting savings goals and tracking your progress toward them has never been easier than with our exclusive online banking financial management tools in My GreenInsights.

Open a Regions checking account

Find the perfect checking account to make your everyday life easier. You can open an account in as little as 5 minutes.