Personal Insights

How Online Banking Can Help Improve Your Finances

Before Ashlee Crusco, from the Regions Next Step Project*, and her husband began using Regions Online Banking, it wasn't always easy for the couple to stay on top of their finances. "It was stressful, and it was overwhelming, and then you don't even want to look at your bank account because you're like, 'I don't know what to do,'" Crusco says.

But these days, Crusco relies on Regions' Online Banking tools, including direct deposit and automatic bill pay, to manage her family's finances and reduce stress from their busy lives — and that's despite a recent out-of-state move that left them without a Regions branch nearby. "We just log into Online Banking and double check all the transactions, and we look at the cash flow calendar, and just make sure that everything's good, and that's it," she says. "Everything's taken care of." 

Here are just a few of the convenient ways that online and mobile banking can help you better manage your money and reach your Next Step.   

Get a big-picture view.

Add external financial accounts at participating institutions, such as a 401(k) or IRA, and use calculators to manage your retirement goals.

Create financial goals.

Add short-term and long-term saving goals to your account, and track your progress toward meeting them.

Maintain a budget.

Easy access to your account can help you keep your spending aligned with your monthly budget. "Our budget helps us weigh what's important and what can wait," Crusco says.

Track financial habits.

With Regions My GreenInsights, you can view charts that categorize your total monthly spending. You can easily see how much you spend each month on things like gas, groceries, and clothes, which helps you plan and stick to your budget. You can even track your cash flow to see if your account balance is dipping too low at a given time of the month. If it is, you can contact billers to inquire about establishing different payment due dates. By understanding your financial behavior, you can adjust your routine accordingly to meet your budgeting goals.

Deposit checks from home.

Use a mobile app to snap a photo of a check, and conveniently deposit funds into your account.

Set up alerts.

Create email and text alerts to notify you of specific transactions, such as a paycheck direct deposit or when your account dips below a designated threshold, without having to log in to your account.

With the right tools, you can easily manage your money and bank anytime, anywhere. If you're ready to get started, check out Regions Online Banking.

* Paid appearance by actual Regions customers telling their real story.